Best Online Loan Services of Sri Lanka

Amount, up to: 250,000 LKR

First Loan: 0.01%

Loan term: 5-120 days

Schedule 24/7

Age: 20-60 years

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Amount, up to: 120,000 LKR

First Loan: 0.01%

Loan term: 1-120 days

Schedule 24/7

Age: 20-65 years

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Amount, up to: 250,000 LKR

First Loan: 0.01%

Loan term: 1-120 days

Schedule 24/7

Age: 20-60 years

Get money

amount, up to: 200,000 LKR

first loan: 0.01%

loan term: 1-120 days

schedule 24/7

age: 22-70 years

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amount, up to: 100,000 LKR

first loan: 0.01%

loan term: 7-120 days

schedule 24/7

age: 21-60 years

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amount, up to: 200,000 LKR

first loan: 0.01%

loan term: 1-120 days

schedule 24/7

age: 22-70 years

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Amount, up to: 150,000 LKR

First Loan: 0.01%

Loan term: 7-120 days

Schedule 24/7

Age: 21-65 years

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amount, up to: 200,000 LKR

first loan: 0.01%

loan term: 1-120 days

schedule 24/7

age: 22-70 years

Get Money!

amount, up to: 150,000 LKR

first loan: 0.01%

loan term: 1-122 days

schedule 24/7

age: 22-55 years

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Cash Ray Loan Sri Lanka - Instant online loan

Every month, you may have fixed expenses and bills, but sometimes unexpected expenses arise that require quick cash assistance. Busy schedules can make it difficult to collect the necessary documents and obtain personal loans from banks.

If you need cash fast, even with a low credit score, you can apply for a one-day loan from your mobile and receive the funds within 5 minutes. Alternatively, you can request the loan amount online from the comfort of your home. CashRay Loan, an online loan agency, is available 24/7, making it easy to apply for and receive various types of loans such as micro credit, short-term, payday, same-day, one-day, fixed deposit, or loans without a guarantor. All online payments and operations involving personal financial data are encrypted and protected.

Cash Ray Loan Sri Lanka
What are the requirements?
- Loan Term: minimum 121 days, maximum 183 days
- Loan Amount: 1,000 - 250,000 LKR
- Loan Interest rate: 30% per month (maximum 365%)
- For overdue amount will be additional charging LPF
- No hide or additional Fee
- Subject to evaluation, the credit term can reach 3 months and more

The service charge is 1% per day (maximum APR 365%). The loan amount is from Rs. 3000/- to Rs. 50,000/.
Example: The first-time borrower who took Rs.5000 to be repaid in 3 months must return Rs.9500 - if he repays on repayment date. For additional information, look at terms & conditions on the last page of the application process.

Advantages of Online Loans

When you need to borrow money, it can be difficult to get a loan from a bank or even from friends or family. This can leave you feeling desperate as you search for a way to cover your expenses. Luckily, there is a solution to these problems. Online loans with low interest rates and low risk have numerous advantages, such as:

  • Customer-focused approach and service, regardless of the loan amount
  • 100% online loans available without strict credit requirements
  • Minimal personal information required
  • Low interest rates
  • Quick approval time
  • No need for a guarantor
  • Ability to apply online or through your mobile phone
  • Approval for borrowers with poor credit history

Another benefit of quick online loans is that you are not tied to a high interest rate for a year or more. Instead, you can pay back the amount on your next payday and avoid cutting yourself short on unexpected purchases.

Cashray.lk - online loan in Sri Lanka to solve your financial problems!

Looking for short-term loans but struggling with a poor credit history in Sri Lanka? It can be a challenge to secure the funds you need from a traditional bank, as they often view bad credit as a major red flag. Fortunately, there is another option available: obtaining a loan from private online companies. Cashray.lk is one such online loan provider that can help you overcome your financial difficulties, regardless of your credit history.

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Frequently Asked Questions

To get a loan, you need: bank card, age over 20, valid NIC, phone number.

1. Specify the amount and term. On the main page of the site, enter the amount and term of your loan. 2. Fill out the application. The process takes 8 minutes for the first request and 2 minutes for repeated ones. 3. Get the money. The requested quantity is sent immediately after signing the contract. The speed of receipt of money depends on your bank and is 1 to 2 days.

1. Online payment - Via online banking account. 2. Offline payment - Via bank branches/ Cargills Food City.
Cashray 2025 Cashray Loan

Cashray Loan

Best loan offers from trusted partners. Cashray Loan is not a loan provider and does not issue loans from its own account. Cashray Loan service helps to evaluate verified/trusted lenders in real time with diversified financial products, flexible repayment from 30 to 180 days with minimum APR interest rate of 0% and up to 427%.


The information on this website is for informational purposes only. You can use the services of the companies represented by us for a period of 3 to 12 months inclusive. All recommendations are the result of analytical research and are not promotional in nature. Cashray Technologies Lanka (Pvt) Ltd +94 112 555 788